Workplace pension

Neutral Neutral

What it really means

A pension you build up through your job. You pay in a percentage of your wages, and your employer adds money too. Under auto-enrolment most UK workers are signed up automatically, though you can choose to opt out.

Chinese explanation

职场养老金：通过工作积累的养老金。你缴纳工资的一定比例，雇主也会额外注资。根据自动加入制度，大多数英国员工会被自动纳入，但你可以选择退出。

Example conversation

A: Should I stay in the workplace pension? B: Usually yes — you lose the employer's contribution if you opt out.

A：我该留在职场养老金里吗？ B：一般来说该留——退出的话就拿不到雇主那部分注资了。

What you could say back

“How much does the employer put in?”

Related phrases

Auto-enrolment Salary sacrifice Deductions

Official sources

Rules and amounts change — confirm important details with the official source.

Go deeper

Opening a UK Bank Account as a Newcomer Part-Time Work for International Students: Jobs, Rules and Pay UK CVs and Interviews: Conventions, STAR Answers and What Employers Expect

All Work & Jobs

Reviewed by the UK Decoded editorial team · Last checked 24 July 2026 · Report a mistake