Salary sacrifice
Formal Neutral
What it really means
An arrangement where you give up part of your gross salary in exchange for a benefit — extra pension, a cycle-to-work bike, or an electric car. Because it comes out before tax, you often pay less tax and NI. Check how it affects your take-home first.
Chinese explanation
薪资牺牲：你放弃部分税前工资，换取某项福利——额外养老金、Cycle to Work 自行车或电动车等。因为是税前扣除，通常能少缴税和国民保险。先算清它对到手工资的影响。
Example conversation
A: They offer a car through salary sacrifice.
B: It can save tax, but it lowers your gross pay — check the sums.
A：他们提供薪资牺牲购车方案。
B：能省税，但会拉低你的税前工资——把账算清楚。
Official sources
Rules and amounts change — confirm important details with the official source.
Go deeper
All Work & Jobs
Reviewed by the UK Decoded editorial team
· Last checked 24 July 2026 · Report a mistake