Auto-enrolment

Formal Neutral

What it really means

The law that means employers must automatically put eligible staff into a workplace pension and pay in on their behalf. You are enrolled without doing anything; you can opt out within a set window if you really want to.

Chinese explanation
自动加入:法律规定雇主须自动将符合条件的员工纳入职场养老金并代为缴款。你无需操作即被加入;若确实想退出,可在规定时限内选择退出。

Example conversation

A: I did not sign up for a pension but there is one on my payslip. B: That is auto-enrolment — the law signs you up by default.
A:我没申请养老金,但工资单上有一项。 B:那是自动加入——法律默认把你纳入。

What you could say back

“Can I opt out if I need the cash now?”

Related phrases

Official sources

Rules and amounts change — confirm important details with the official source.
All Work & Jobs
Reviewed by the UK Decoded editorial team · Last checked 24 July 2026 · Report a mistake