Deductions

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What it really means

The amounts taken off your gross pay: income tax, National Insurance, pension contributions and sometimes student loan repayments. Each appears as a separate line on your payslip.

Chinese explanation

扣款：从税前工资中扣除的项目，包括所得税、国民保险、养老金缴款，有时还有学生贷款还款。每一项都在工资单上单独列一行。

Example conversation

A: Why is my net pay so much lower than the salary? B: Add up the deductions — tax, NI and pension together take a fair chunk.

A：为什么我到手工资比薪资低这么多？ B：把扣款加起来看看——税、国民保险和养老金加一起占了不小一块。

What you could say back

“Which deductions are compulsory?”

Related phrases

Payslip Net pay Student loan repayment Workplace pension

Official sources

Rules and amounts change — confirm important details with the official source.

Go deeper

Opening a UK Bank Account as a Newcomer Part-Time Work for International Students: Jobs, Rules and Pay UK CVs and Interviews: Conventions, STAR Answers and What Employers Expect

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Reviewed by the UK Decoded editorial team · Last checked 24 July 2026 · Report a mistake