Net pay
Neutral Neutral
What it really means
The money you actually receive after tax, National Insurance, pension and any other deductions — sometimes called your take-home pay. This is what lands in your bank account each payday.
Chinese explanation
税后工资：扣除所得税、国民保险、养老金及其他款项后你真正拿到的钱，也叫 take-home pay（到手工资）。这才是每个发薪日打进你银行账户的数额。
Example conversation
A: What is your take-home each month?
B: My net pay is about eighteen hundred after tax and pension.
A：你每个月到手多少？
B：扣完税和养老金后，税后工资大概一千八。
Official sources
Rules and amounts change — confirm important details with the official source.
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Reviewed by the UK Decoded editorial team
· Last checked 24 July 2026 · Report a mistake