Travel insurance (for visitors)
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What it really means
Short-term visitors to the UK are not covered for all NHS care — A&E and GP visits are free for everyone, but hospital treatment can be charged to visitors. Visitors should have travel or health insurance. The rules are on GOV.UK and the NHS website.
Chinese explanation
旅行保险（针对访客）：短期来英访客并非所有NHS医疗都免费——急诊科和GP就诊对所有人免费，但医院治疗可能向访客收费。访客应购买旅行或医疗保险。具体规定见GOV.UK和NHS官网。
Example conversation
A: My parents are visiting for a month. Are they covered by the NHS?
B: Not for everything — tell them to get travel insurance before they fly.
A：我父母要来住一个月，他们能用NHS吗？
B：不是所有项目都免费——让他们出发前买好旅行保险。
What you could say back
No spoken reply needed for this one.
Related phrases
Official sources
Rules and amounts change — confirm important details with the official source.
Go deeper
All Healthcare & NHS
Reviewed by the UK Decoded editorial team
· Last checked 24 July 2026 · Report a mistake